AskEdgar - Terms of Service

By using the app.askedgar.io web site ("Service"), or any services of Tange Consulting LLC dba Ask Edgar ("Ask Edgar"), you are agreeing to be bound by the following terms and conditions ("Terms of Service").

IF YOU ARE ENTERING INTO THIS AGREEMENT ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY, YOU REPRESENT THAT YOU HAVE THE AUTHORITY TO BIND SUCH ENTITY, ITS AFFILIATES AND ALL USERS WHO ACCESS OUR SERVICES THROUGH YOUR ACCOUNT TO THESE TERMS AND CONDITIONS, IN WHICH CASE THE TERMS "YOU" OR "YOUR" SHALL REFER TO SUCH ENTITY, ITS AFFILIATES AND USERS ASSOCIATED WITH IT. IF YOU DO NOT HAVE SUCH AUTHORITY, OR IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, YOU MUST NOT ACCEPT THIS AGREEMENT AND MAY NOT USE THE SERVICES.

Violation of any of the terms below will result in the termination of your Account. While Ask Edgar prohibits such conduct and Content on the Service, you understand and agree that Ask Edgar cannot be responsible for the Content posted on the Service and you nonetheless may be exposed to such materials. You agree to use the Service at your own risk.

Account Terms

  • You must be 13 years or older to use this Service.
  • You must be a human. Accounts registered or used by 'bots' or other automated methods are not permitted.
  • Downloading or viewing of data in quantities that result in you having processed or being in possession of a substantial subset of any type of data available on the Service is prohibited, regardless of whether or not this is automated.
  • You must provide your full name, a valid email address, and any other information requested in order to complete the signup process.
  • Your account may only be used by one person. A single account shared by multiple people is not permitted.
  • Your account may not be transferred to a different person. Each person must set up a new account for themselves.
  • You are responsible for maintaining the security of your account and password. Ask Edgar cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.
  • One person or legal entity may not maintain more than one free account.
  • You may not use the Service for any illegal or unauthorized purpose.
  • You must not, in the use of the Service, violate any laws in your jurisdiction.

We reserve the right to temporarily or permanently suspend any account if we detect any unusual activity, including, but not limited to:

  • Programmatically loading pages and/or using bots to scrape content from AskEdgar
  • Sharing logins
  • Other unusual activity, not within the bounds of normal usage

A refund may or may not be issued depending on the nature of the activity.

Ask Edgar, in its sole discretion, has the right to suspend or terminate your account and refuse any and all current or future use of the Service, or any other Ask Edgar service, for any reason at any time.

Such termination of the Service will result in the deactivation or deletion of your Account or your access to your Account, and the forfeiture and relinquishment of all Content in your Account. Ask Edgar reserves the right to refuse service to anyone for any reason at any time. Payment, Refunds, Upgrading, Downgrading, and Cancellation Terms All paid plans must enter a valid credit card. Free accounts, if offered, are not required to provide a credit card number. An upgrade from a free account to any paying plan will immediately bill you, unless your account is still in the Trial Period, in which case you will be billed immediately upon completion of the Trial Period. If a subscription commences with a free trial, the trial period will begin after you have activated your account. The free trial period will last for the duration specified during sign-up. You may also voluntarily agree to end your trial early and commence billing early. You have the right to cancel your subscription prior to the end of your trial. We will email you prior to the end of the trial to remind you that your trial period is coming to an end. You may cancel your subscription by following these by going to your user settings.. If you do not cancel, we will bill you at the end of your trial, and your subscription will automatically renew until you unsubscribe. For monthly payment plans, the Service is billed in advance on a monthly basis and is non-refundable. For annual payment plans, the Service is billed in advance on a yearly basis and is non-refundable. There will be no refunds for partial periods of service, upgrade/downgrade refunds, or refunds for days unused with an open account. In order to treat everyone equally, no exceptions will be made. You may see your upcoming subscription payment on your settings page. When changing from a monthly billing cycle to an annual billing cycle, Ask Edgar will immediately bill for a full year less any account credit. You will immediately receive credit prorated for any remaining time left in your monthly billing period. When changing from an annual billing cycle to a monthly billing cycle, Ask Edgar will immediately bill for a month of service less any account credit. You will immediately receive credit prorated for any remaining time left in your annual billing period. Credit will automatically be applied against any amounts billed. There will be no refunds for unused account credit. All fees are exclusive of all taxes, levies, or duties imposed by taxing authorities, and you shall be responsible for payment of all such taxes, levies, or duties, excluding only United States (federal or state) taxes. For any upgrade or downgrade in a paid plan level while on a monthly billing cycle, you will immediately be charged or credited with the difference in plan cost, prorated for the remaining time in your monthly billing cycle. For any upgrade or downgrade in a paid plan level while on an annual billing cycle, you will immediately be charged or credited with the difference in plan cost, prorated for the remaining time in your annual billing cycle. Downgrading your Service may cause the loss of Content, features, or capacity of your Account. Ask Edgar does not accept any liability for such loss. If you cancel the Service before the end of your current paid up month, your cancellation will take effect immediately and you will not be charged again. In the event of account termination due to violation of any of the Terms of Service, no refunds will be issued.

Modifications to the Service and Prices

Ask Edgar reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. Prices of all Services, including but not limited to monthly subscription plan fees to the Service, are subject to change upon 30 days notice from us. Such notice may be provided at any time by posting the changes to the Ask Edgar Site (app.askedgar.io) or the Service itself. Ask Edgar shall not be liable to you or to any third party for any modification, price change, suspension or discontinuance of the Service. General Conditions The look and feel of the Service is copyright ©2023 Ask Edgar, LLC All rights reserved. You may not duplicate, copy, or reuse any portion of the HTML/CSS, JavaScript, or visual design elements or concepts without express written permission from Ask Edgar. You understand that Ask Edgar has no affiliation with the U.S. Securities and Exchange Commission (SEC) or any of its affiliated entities. Your use of the Service is at your sole risk. The Service is provided on an "as is" and "as available" basis. All information provided "as is" for informational purposes only, not intended for trading purposes or advice. Neither Ask Edgar nor any of independent providers is liable for any informational errors, incompleteness, or delays, or for any actions taken in reliance on information contained herein. By accessing the Service, you agree not to redistribute the information found therein. Support for Ask Edgar services is only available in English, via email. You understand that Ask Edgar uses third party vendors and hosting partners to provide the necessary hardware, software, networking, storage, and related technology required to run the Service. You must not modify, adapt or hack the Service or modify another website so as to falsely imply that it is associated with the Service, Ask Edgar, or any other Ask Edgar service. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service without the express written permission by Ask Edgar. We may, but have no obligation to, remove Content and Accounts containing Content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party's intellectual property or these Terms of Service. Verbal, physical, written or other abuse (including threats of abuse or retribution) of any Ask Edgar customer, employee, member, or officer will result in immediate account termination. You understand that the technical processing and transmission of the Service, including your Content, may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Ask Edgar does not warrant that (i) the service will meet your specific requirements, (ii) the service will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the service will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the service will meet your expectations, and (v) any errors in the Service will be corrected. You expressly understand and agree that Ask Edgar shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Ask Edgar has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the service; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the service; (v) or any other matter relating to the service. The failure of Ask Edgar to exercise or enforce any right or provision of the Terms of Service shall not constitute a waiver of such right or provision. The Terms of Service constitutes the entire agreement between you and Ask Edgar and govern your use of the Service, superseding any prior agreements between you and Ask Edgar (including, but not limited to, any prior versions of the Terms of Service). You agree that these Terms of Service and Your use of the Service are governed under Delaware law. You understand that some company data including pricing information is provided by sec-api.io, polygon.io, https://financialmodelingprep.com/, and newsfilter.io.

Any 'grandfathered in' early pricing is subject to change at the earlier of:

  • 2 years
  • A change in company ownership

Fundamental Analysis and Insights

Fundamental Analysis and Insights Provided by Us:

We offer our own fundamental analysis and insights, which we will communicate to users through various channels, including but not limited to email, our webpages, and specific sections of our application such as the "Notes" in the Dilution Tab.

Please be aware of the following important points regarding this analysis:

  • No Recommendations: The fundamental analysis and insights provided are not intended as recommendations to buy or sell any securities. They are for informational purposes only.
  • Conduct Your Own Due Diligence: Users should always conduct their own due diligence before making any investment decisions. Relying solely on the analysis and insights provided by us without further research may lead to financial loss.
  • Potential for Errors: While we strive to ensure the accuracy of the analysis and insights we provide, they may contain errors or inaccuracies. We do not guarantee the completeness or correctness of this information.
  • User Responsibility: Users acknowledge that they are responsible for their own investment decisions and should consider seeking advice from a qualified financial advisor if they have any doubts or questions about the information provided.

Artificial Intelligence provided information disclaimer

The AI application and chatbot functionalities of Ask Edgar provide insights and responses based on data from SEC filings. While we strive for accuracy, the Service may occasionally provide information that is incomplete or incorrect. Ask Edgar does not guarantee the accuracy or reliability of such information and is not responsible for any errors or omissions, or for the results obtained from the use of this information. Users are advised to review the original SEC filings before making any financial or legal decisions based on insights provided by the Service. By using the Service, you acknowledge and agree that any reliance on the information obtained through the AI is at your own risk. Trademarks The Ask Edgar name, logo, and other registered or unregistered Ask Edgar trademarks and service marks owned by Ask Edgar and its affiliates ("Ask Edgar Marks") are important assets of Ask Edgars™ business and are protected by US and international laws. You may not display, copy, modify, transmit or otherwise use the Ask Edgar Marks except as otherwise agreed in writing by Ask Edgar. You may not use the Ask Edgar Marks to show Ask Edgar or the Service in any disparaging or derogatory light, or in any way that may be damaging to our brand or to our interests in the Ask Edgar Marks. You may not use the Ask Edgar Marks to imply endorsement by Ask Edgar of your products or services, or in a manner that causes customer confusion. You may not misrepresent your relationship with Ask Edgar, or use the Ask Edgar Marks in any manner that is misleading. You must promptly comply with any request that we make for you to cease a use of the Ask Edgar Marks that we determine is non-compliant with this paragraph. Questions Please email us at support@askedgar.io should you have any questions about the Terms of Service.